Payment Processing, Simplified

We Take the Mystery Out of Merchant Services

Flat Rate Processing delivers transparent pricing, deep software integrations, and hands-on local support — so you know exactly what you're paying, every time.

90%+
Software Integrations
2004
Est. in Atlanta, GA
$0
Hidden Fees
FRP payment solutions are integrated with 90% of eligible software on the market — payments custom-fit to your business.
The Problem

You Were Told Your Rate Was ~2%. So Why Are You Paying Over 3%?

When you divide your total processing cost by your Visa and Mastercard volume, many businesses discover their effective rate is far higher than advertised. This is typically caused by interchange downgrade — transactions being categorized at more expensive tiers without your knowledge.

FRP cuts through the noise. We analyze your current statement, identify where you're losing money, and give you a straightforward, honest alternative.

Get a Free Statement Analysis

Common Rate Traps

  • Tiered pricing — transactions quietly moved to higher-cost tiers
  • Annual fee creep — fees that appear only on your year-end statement
  • Interchange downgrade — keyed vs swiped penalties you never knew about
  • Equipment lock-in — leases that cost more than hardware
What We Do

Payment Solutions Built for Your Business

From retail counters to software-integrated workflows, FRP fits payments to how you work — not the other way around.

💳

Merchant Processing

Transparent interchange-plus pricing with no surprise fees. Know exactly what every transaction costs and why.

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🔗

Software Integrations

Integrated with 90% of eligible software on the market — from QuickBooks to vertical-specific platforms like Wayne Reaves and RecDesk.

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🏛️

Government Payments

Through our sister company Government Portal, we serve hundreds of municipalities with streamlined resident payment solutions.

Government Portal ↗
📱

POS & Mobile

Counter terminals, mobile readers, and tablet-based POS systems — hardware and software that work together out of the box.

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🌐

Online & eCommerce

Payment gateways, hosted checkout, and recurring billing tools that integrate with your existing website or platform.

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🤝

Agent / ISO Program

One of the most aggressive residual-sharing programs in the industry. We train, certify, and support our agents from day one.

Become a Partner
Why FRP

Payments Custom-Fit
to Your Business

Most service businesses expect to see their clients again. Your payment software keeps your client data — FRP makes sure it also keeps your money where it belongs: in your account, not your processor's.

We take a consultative approach — analyzing your existing processing, identifying hidden costs, and recommending solutions that actually match how your business works.

About Flat Rate Processing
📊

Free Statement Analysis

Send us your current processing statement. We'll show you exactly where your money is going and how much you could save.

🔒

No Long-Term Lock-In

No predatory equipment leases, no multi-year contracts with cancellation penalties. We earn your business every month.

🧑‍💼

Local, Dedicated Support

Based in Atlanta, GA. You'll have a real person — not a call center — when you need help.

Integrations

Works With the Software You Already Use

Wayne Reaves QuickBooks RecDesk i-PLOW ETA Jarvis Redline MSG MYREC Modern Outbound StandAlone + Many More

Ready to Stop Overpaying?

Send us your current statement or just reach out. We'll run the numbers and show you what transparent pricing really looks like.

Request a Free Analysis Call 404-990-1183